Bank of Spain publishes official mortgage interest rates for May 2026
02 Jun 2026
Effective: 02 Jun 2026
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Who is affected:
Holders of variable-rate mortgages and financial entities operating in Spain
Summary
The Bank of Spain publishes reference interest rates for mortgages in May 2026. The one-year Euríbor stands at 2.804%.
Detailed analysis
PRO
The Bank of Spain publishes monthly official reference interest rates for the mortgage market in accordance with Circular 5/2012. In May 2026, the one-year Euríbor stands at 2.804%, the same value as Míbor. The five-year IRS reaches 2.886%, while the one-year €STR is set at 1.956%. These indices are decisive for the re…
Full official title
Resolución de 1 de junio de 2026, del Banco de España, por la que se publican determinados tipos de interés oficiales de referencia del mercado hipotecario.