Bank of Spain publishes official interest rates for mortgages in April 2026
18 Apr 2026
Effective: 17 Apr 2026
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Who is affected:
Variable-rate mortgage holders and financial institutions with mortgage loans
Summary
The Bank of Spain updates the official reference indices of the mortgage market for April 2026. These data affect variable-rate mortgages referenced to these indices.
Detailed analysis
PRO
The Bank of Spain publishes monthly official reference interest rates for the mortgage market, as required by sector regulations. These indices are decisive for calculating variable-rate mortgage payments at the time of their periodic review. Among the published indices are EURIBOR, the average rate of mortgage loans f…
Full official title
Resolución de 17 de abril de 2026, del Banco de España, por la que se publican determinados tipos de interés oficiales de referencia del mercado hipotecario.