Banco de España publishes official interest rates for mortgages for April 2026
02 Apr 2026
Effective: 01 Apr 2026
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Who is affected:
Variable-rate mortgage holders and financial institutions operating in Spain
Summary
The Banco de España updates the official reference indices of the mortgage market for April 2026. This data affects variable-rate mortgages referenced to these indices.
Detailed analysis
PRO
The Banco de España publishes monthly the official reference interest rates for the mortgage market, as required by current regulations. These indices are used to calculate instalment revisions on variable-rate mortgage loans. Among the published indices are the EURIBOR, the average rate on mortgage loans with a maturi…
Full official title
Resolución de 1 de abril de 2026, del Banco de España, por la que se publican determinados tipos de interés oficiales de referencia del mercado hipotecario.