Bank of Spain publishes official interest rates for mortgages in May 2026
05 May 2026
Effective: 04 May 2026
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Who is affected:
Variable-rate mortgage holders, banking entities and mortgage lenders
Summary
The Bank of Spain updates the official reference indices used to calculate variable-rate mortgages. These data affect the revisions of mortgage payments.
Detailed analysis
PRO
The Bank of Spain publishes the official reference interest rates for the mortgage market corresponding to May 2026, in accordance with its periodic disclosure obligation. These indices include the EURIBOR and other reference rates used for the revision of variable-rate mortgage loans. Financial entities are obliged to…
Full official title
Resolución de 4 de mayo de 2026, del Banco de España, por la que se publican determinados tipos de interés oficiales de referencia del mercado hipotecario.