Bank of Spain publishes official interest rates for mortgages in May 2026
21 May 2026
Effective: 20 May 2026
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Who is affected:
Holders of variable-rate mortgages and financial institutions
Summary
The Bank of Spain updates the official reference indices used to calculate the interest on variable-rate mortgages. This data affects periodic reviews of mortgage payments.
Detailed analysis
PRO
The Bank of Spain publishes monthly official reference interest rates for the mortgage market in accordance with current regulations. These indices, among which the Euribor and other official rates stand out, serve as the basis for reviewing variable-rate mortgage loans. Financial institutions are obliged to use these …
Full official title
Resolución de 20 de mayo de 2026, del Banco de España, por la que se publican determinados tipos de interés oficiales de referencia del mercado hipotecario.