Banco Santander cannot register a mortgage adjudication because it did not sue the third owner of the properties
17 Jun 2026
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Who is affected:
Banks, mortgage enforcement creditors, third possessors of mortgaged properties and property registrars
Summary
The General Directorate confirms that a mortgage adjudication cannot be registered if the third possessor of the properties was not sued and required to pay during the enforcement procedure.
Detailed analysis
PRO
The resolution confirms the qualification note of the Llerena registrar who suspended the registration of a 2013 mortgage adjudication decree in favor of Banco Popular (now Santander). The problem is that Caja de España had registered its ownership of the properties before the charge certificate was issued in 2011, thu…
Full official title
Resolución de 4 de marzo de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la nota de calificación de la registradora de la propiedad de Llerena, por la que se suspende la inscripción del testimonio de un decreto de adjudicación por no constar que el tercer poseedor ha sido demandado y requerido de pago.