ECB Modifies Remuneration Rules for Excess Bank Reserves and Special Deposits
10 Apr 2026
Effective: 26 Mar 2026
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Who is affected:
Credit institutions and banks in the eurozone with excess reserves at the ECB
Summary
The European Central Bank updates how it remunerate banks for their excess reserves and certain deposits. This affects the monetary policy of the eurozone.
Detailed analysis
PRO
ECB Decision/2026/10 amends Decision (EU) 2019/1743 on the remuneration of excess reserves and certain deposits held at the ECB. This type of adjustment regulates the cost or benefit that credit institutions obtain by maintaining liquidity above mandatory minimums at the central bank. The modification has direct implic…
Full official title
CELEX:32026D0812: Decisión (UE) 2026/812 del Banco Central Europeo, de 26 de marzo de 2026, por la que se modifica la Decisión (UE) 2019/1743 relativa a la remuneración de las tenencias de exceso de reservas y de determinados depósitos (BCE/2019/31) (BCE/2026/10)