The Property Registry must register mortgage assignments to non-banking companies if they comply with the Mortgage Loan Law
13 Jun 2026
15 views
Who is affected:
Companies and funds purchasing mortgage credits, consumer mortgage debtors and property registrars
Summary
The General Directorate resolves a dispute regarding the assignment of a mortgage from Banco Sabadell to a private company, clarifying when Law 2/2009 on consumer mortgage protection applies.
Detailed analysis
PRO
The DGSJFP resolves the appeal filed by Siasol Marbella SL against the registration suspension of a mortgage credit assignment acquired from Banco Sabadell. The registrar required proof of registration in the State Registry of lenders and civil liability insurance pursuant to Law 2/2009, after detecting ten active mort…
Full official title
Resolución de 2 de marzo de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la nota de calificación del registrador de la propiedad de Estepona n.º 1, por la que se suspende la inscripción de una cesión de crédito hipotecario.