Ten-year insurance is mandatory to register tourist apartments in the Property Registry
17 Jun 2026
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Who is affected:
Developers and owners of tourist apartments who wish to register works in the Property Registry
Summary
The General Directorate confirms that tourist apartments require ten-year insurance to be registered in the Property Registry, as they are considered residential use. The tourist use license is not sufficient to exempt from this obligation.
Detailed analysis
PRO
The DGSJFP resolves that a development company with ten tourist apartments in Almendralejo cannot register the completion of works without providing the ten-year insurance required by art. 19 LOE. The registrar suspended the registration due to lack of the policy, and the General Directorate confirms this qualification…
Full official title
Resolución de 11 de marzo de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la nota de calificación negativa del registrador de la propiedad de Almendralejo, por la que se suspende la constancia registral de la terminación de la obra nueva declarada sobre varias fincas registrales por la razón de que no se acredita la constitución del seguro decenal exigido por el artículo 19 de la Ley 38/1999, de 5 de noviembre, de Ordenación de la Edificación.