Real Estate BOE Importance: 4/10

Unilateral mortgage cancellation: the requirement must be addressed to the current registered holder, not the original one

13 Jun 2026 15 views
Who is affected:
Owners with registered unilateral mortgages and assignee entities of mortgage credits

Summary

The DGRN confirms that to cancel a unilateral mortgage, the registered holder at the time of cancellation must be required, even if it has changed since the constitution.

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The Directorate General of Legal Security and Public Faith resolves an appeal against the refusal to cancel a unilateral mortgage in Mataró. The registrar denied the cancellation because one of the original creditor entities (Banco Sabadell) had transferred its participation to Axactor España S.L., which was already re…

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Full official title

Resolución de 3 de marzo de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la negativa del registrador de la propiedad de Mataró n.º 3 a cancelar una hipoteca unilateral por figurar dicha hipoteca inscrita a favor de entidad distinta de aquella a cuyo favor se constituyó y a la que se requirió la aceptación.

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Affected sectors

Self-employed SMEs

Categories

Tax & Revenue Labour & Employment Corporate & Business Data Protection Social Security European Regulations Grants & Subsidies Other Regulations Public Sector Education Energy Agriculture & Fisheries Real Estate

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